2016 AUDI S5 QUATTRO 3.0T AWD NAVIGATION CAMERA SUNROOF

USA Cars 4481 107th Circle North Clearwater, L
888-785-0507 2016 AUDI S5 COUPE QUATTRO 3.0T MANUAL
Year: 2016 Make: AUDI Model: S5 Trim: QUATTRO Stock #: 1168 VIN: WAUG4AFR9GA009196 Transmission: Automatic Exterior Color: Gray Interior Type: Leather Mileage: 300 Primary Contact: USA Cars Phone: 888-785-0507
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Introduction

If you're considering a sport-luxury coupe or convertible, ou're probably looking for invigorating performance, exy styling and a refined, ntimate cabin. The 2016 Audi S5 delivers in all of those areas. Based on the regular four-cylinder A5, he S5 turns up the heat with a supercharged V6 that provides blistering acceleration. It also boasts a tauter suspension, igger brakes and subtle aesthetic upgrades inside and out that convey the car's sporting intent.

The 2016 Audi S5's eye-catching yet restrained styling is the perfect complement to its refined performance.

But the S5 isn't the kind of performance car that feels amped up all the time. With its supple ride, ffective noise insulation and supportive seats, his Audi also excels on long road trips and in everyday driving. All-wheel drive is standard, f course, o if you live in a snowbelt state, here's no need to garage your S5 for the winter. And if you're wondering about fuel economy, he S5 returns up to 21 mpg in combined city/highway driving, hich is impressive for a car with this kind of zip.

Drawbacks are few but notable. For one thing, he cramped backseat is better for personal items than people, hough that's not too unusual for this type of vehicle. For another, he current S5 has been around for a while, nd its technology offerings are showing their age. The base Premium Plus trim doesn't come standard with Bluetooth audio, or example, nd it also gets a basic version of the MMI infotainment system with awkward dash-mounted controls. You'll need to add the expensive Technology package or spring for the Prestige trim in order to rectify these flaws, nd either way, you're still stuck with Audi's proprietary digital music interface instead of the USB connectivity that most rivals include.

If the S5 isn't your thing, ou could go with the BMW 435i coupe or hardtop convertible, or example, nd enjoy fresher cabin technology and a roomier backseat, lbeit with less straight-line speed. The luxurious 2016 Mercedes-Benz E400 coupe and convertible serve up an enthusiastic 329 hp and arguably more valet line prestige than the S5. Or you could save a bundle and savor the sweet sounds of the 2016 Ford Mustang GT's 435-hp V8. Nonetheless, he Edmunds "A" rated 2016 Audi S5 remains a top performer with a debonair character that will always be in style.

No Video Content Body Styles, rim Levels, nd Options

The 2016 Audi S5 is offered in coupe and convertible (cabriolet) body styles. The latter features a power-operated soft top and a wind blocker. Both are available in Premium Plus and Prestige trim levels.

Available as a coupe or convertible, he Audi S5 is just as easy to live with everyday as it is thrilling to pilot around turns.

Standard Premium Plus features include 18-inch wheels with summer tires, enon headlights, ED running lights and taillights, n S5-specific body kit, uto-dimming mirrors with exterior heating, keyless entry and ignition, electable driving settings (known as Audi Drive Select), hift paddles for the automatic transmission, tri-zone automatic climate control, eated eight-way power front sport seats (with four-way power lumbar), river memory functions, color driver information center, Bang & Olufsen sound system, luetooth phone connectivity, dash-mounted MMI electronics controller, 6.5-inch display, CD player, Audi's proprietary digital music interface (with an iPod cable), SD card slot and satellite radio.

In addition, he coupe gets a tilt-only sunroof, eather and simulated suede upholstery and 60/40-split folding rear seatbacks, while the convertible gets premium leather upholstery and 50/50-split folding rear seatbacks.

The Prestige trim adds adaptive headlights and the Technology package, hich includes Bluetooth streaming audio, Audi Connect with online services and mobile WiFi, navigation system, oice controls, n upgraded MMI system with a larger display and console-mounted controls, CD player, D radio, ront and rear parking sensors, rearview camera and a blind-spot monitor. The Technology package can also be added to the Premium Plus trim as an option.

Going with the Prestige also lets you opt for the Driver Assistance package, hich adds adaptive steering and adaptive cruise control with a forward collision mitigation system. Prestige coupes are additionally eligible for a Luxury package, hich adds comfort front seats with less aggressive bolstering and upgraded leather upholstery with extended coverage.

All coupes can be equipped with a Black Optic package that includes special 19-inch wheels, igh-gloss black exterior trim, body-color exterior mirrors and the upgraded leather upholstery that's in the convertible. New for 2016 is a coupe-only Black Optic Plus package that adds 20-inch wheels and gloss-black exterior mirrors.

All convertibles, eanwhile, re eligible for a Comfort package that features ventilated comfort front seats with perforated leather upholstery and a neck-level heating system.

Stand-alone options across the lineup include 19-inch wheels, torque-vectoring sport differential and adaptive suspension dampers.

Powertrains and Performance

The 2016 Audi S5 is motivated by a supercharged 3.0-liter V6 engine rated at 333 hp and 325 pound-feet of torque. The coupe comes standard with a six-speed manual transmission. A seven-speed automated manual transmission is optional on the coupe and standard on the Cabriolet. Every S5 features all-wheel drive, hich can be enhanced with an optional sport differential that actively distributes torque between the rear wheels for optimal cornering precision.

In Edmunds performance testing, n S5 coupe equipped with the automated manual transmission (and pre-programmed launch mode) accelerated from a standstill to 60 mph in just 4.6 seconds, quick time compared to the rivals mentioned above. The convertible did the same job in a competitive 5.3 seconds.

EPA-estimated fuel economy starts at 20 mpg combined (17 city/26 highway) for the coupe with the manual transmission, ising to 21 mpg combined (18 city/28 highway) with the automated manual. The convertible also achieves 21 mpg combined (18 city/26 highway). A coupe with the automated manual registered a surprising 23 mpg on the diverse 120-mile Edmunds evaluation loop.

Safety

The 2016 Audi S5 comes standard with antilock disc brakes, stability and traction control, ront-seat side and knee airbags and (in the coupe) full-length side curtain airbags. A blind-spot monitoring system, rearview camera and front and rear parking sensors are included in the Technology package, hich is standard on the Prestige trim and optional on Premium Plus. In addition, he Prestige trim can be optionally equipped with an adaptive cruise control system (via the Driver Assistance package) that includes an audible warning if a frontal impact is imminent and automatic brake application if necessary.

In Edmunds brake testing, he S5 coupe and convertible came to a stop from 60 mph within a foot of one another at 108 and 109 feet, respectively. Both are solid but not chart-topping performances among comparable cars with summer tires.

Interior Design and Special Features

The S5's highly appealing interior boasts a tastefully understated design and high-quality materials. There are some functional shortcomings, owever. The dash-mounted MMI controller that's standard on the Premium Plus trim, or example, sn't nearly as easy to operate as the console-mounted controller you get with the upgraded system in the Technology package. That system also features simplified menus, slightly larger screen and Bluetooth streaming audio. USB connectivity, owever, s unavailable.

The S5's sophisticated cabin boasts high-quality materials and supportive seats.

The S5's standard front sport seats are quite comfortable on long road trips, hile also providing plenty of lateral support to keep you planted during hard cornering. Some may be disappointed to learn that the convertible's optional neck-warming vents come with less sporty seats, ut unless you plan to toss your luxury convertible into sharp corners on a regular basis, ou likely won't notice much of a difference. In either the coupe or convertible, he rear seats offer scant room for adult passengers, o they're best for smaller riders or cargo.

The Audi S5 convertible requires few practical compromises compared to the coupe. The tight-fitting, ultilayer top takes about 17 seconds to lower and 15 to raise, nd it's so well-insulated that you may forget you're driving a convertible. With the top stowed, the convertible's trunk can still accommodate 10.2 cubic feet of cargo, hich is only 2 cubes less than that of the coupe. Like the coupe, he convertible features folding rear seatbacks for added cargo-carrying versatility.

Driving Impressions

The 2016 Audi S5 is remarkably easy to live with, et it's ready to thrill whenever you get the urge. Power from the supercharged V6 is plentiful, nd unlike many V6 engines, his one is virtually vibration-free, ven at redline. The standard steering system manages to be both calm on the highway and responsive in turns. We also like the sport differential's understeer-quelling magic during at-the-limit driving, hough you won't get much use out of this feature unless you're comfortable taking corners with all four tires squealing.

Drivers who choose the coupe's stick shift will be rewarded with precise, ositive action through the gates. That's no knock on the S tronic automated manual transmission, owever, hich supplies silky-smooth shifts in normal driving, et reacts quickly to the manual commands of the paddle shifters, xecuting rev-matched downshifts with clinical precision.

Even with the Audi S5's sporting personality, ide quality remains quite pleasant overall. The optional adaptive suspension gives the driver some choice in the matter, ut we feel the standard calibration strikes an agreeable balance between comfort and control. Whether you're on a twisty mountain pass or in the midst of a cross-country trek, his handsome two-door is a most rewarding traveling companion.

*ABOVE MODEL REVIEW TAKEN FROM EDMUNDS.COM

Body style illustration may not reflect the actual shape of this vehicle. Exterior Measurements WIDTH6 ft. 1 in. (73 in.) HEIGHT4 ft. 5.9 in. (53.9 in.) LENGTH15 ft. 2.7 in. (182.7 in.) WHEEL BASE9 ft. 0.3 in. (108.3 in.) Interior Measurements FRONT HEAD ROOM 37.5 in. FRONT LEG ROOM 41.3 in. FRONT SHOULDER ROOM 54.3 in. REAR HEAD ROOM 36.0 in. REAR LEG ROOM 31.7 in. REAR SHOULDER ROOM 52.8 in. Fuel ENGINE TYPE Gas FUEL TYPE Premium unleaded (required) FUEL TANK CAPACITY 16.1 gal. RANGE IN MILES (CTY/HWY) 273.7/418.6 mi. EPA MILEAGE EST. (CTY/HWY) 17/26 mpg Weights and Capacities EPA INTERIOR VOLUME 96.2 cu.ft. CURB WEIGHT 3858 lbs. CARGO CAPACITY, LL SEATS IN PLACE 12.2 cu.ft. DriveTrain DRIVE TYPE All wheel drive TRANSMISSION 6-speed manual Engine & Performance BASE ENGINE SIZE 3.0 L CAM TYPE Double overhead cam (DOHC) CYLINDERS V6 VALVES 24 VALVE TIMING Variable TORQUE 325 ft-lbs. @ 2900 rpm HORSEPOWER 333 hp @ 5500 rpm TURNING CIRCLE 37.4 ft. Suspension

• Four-wheel independent suspension

• Front and rear stabilizer bar

Features Interior Features Front Seats

• Multi-level heating passenger seat

• 8 -way power passenger seat

• 8 -way power driver seat

• Passenger seat with power adjustable lumbar support

• Multi-level heating driver seat

• Driver seat with power adjustable lumbar support

• Height adjustable driver seat

• Height adjustable passenger seat

• Leather/sueded microfiber

• Sport front seats

Rear Seats

• Split-folding rear seatback

• Rear ventilation ducts with fan control

Power Features

• Hands-free entry

• 2 one-touch power windows

Instrumentation

• Clock

• Tachometer

• Trip computer

• External temperature display

• Compass

Convenience

• Cruise control

• Front and rear cupholders

• Front door pockets

• Overhead console with storage

• Front seatback storage

• Electric power steering

• Universal remote transmitter (for garage door, security system, tc.)

• Tilt and telescopic steering wheel

• Audio controls on steering wheel

Comfort

• Three zone climate control

• Sun sensor

• Leather steering wheel

• Turn signal in mirrors

• Electrochromatic inside rearview mirror

• Dual illuminating vanity mirrors

Memorized settings

• Memorized settings for 2 drivers

In Car Entertainment

• 10 total speakers

• 180 watts stereo output

• AM/FM stereo

• Satellite radio satellite radio

• Auxiliary audio input and USB with external media control

• 1 subwoofer(s)

• 3 Months of provided satellite radio service

Features Exterior Features Roof and Glass

• Variable intermittent rain sensing wipers

• Rear defogger

• Power glass (tilt only) sunroof

• Remote sunroof operation

Body

• Rear spoiler

Tires and Wheels

• Alloy wheels

• 18 x 8.5 in. wheels

• 245/40R18 tires

• Performance tires

• Inside mounted spare tire

• Temporary spare tire

Towing and Hauling

• Cargo tie downs

Safety Features

• 4-wheel ABS

• Front and rear head airbags

• Dual front side-mounted airbags

• Child seat anchors

• Remote anti-theft alarm system

• Emergency braking assist

• Front and rear ventilated disc brakes

• Daytime running lights

• Engine immobilizer

• Front fog/driving lights

• High pressure washers headlamps

• Auto delay off headlamps

• Dusk sensing headlamps

• Xenon high intensity discharge headlamp

• 2 front headrests

• 2 rear headrests

• Passenger airbag occupant sensing deactivation

• Turn signal mirrors

• Stability control

• Traction control

• Rear height adjustable headrests

• Post-collision safety system

• Tire pressure monitoring

• Audi First Aid Kit

* Above features list was taken from Edmunds.com, his particular vehicle might have more or less features !

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Payment Information:
The successful high bidder shall remit a $500.00 deposit within 24hours of the close of the auction to secure the vehicle. Deposit can be accepted in the form of money order, ertified check, or bank transfer within 24 hours of the auction closing. All financial transactions should be completed within 7 days of auction end. Bidder will email or fax us name, ddress, hone/fax. Buyer is responsible for all shipping costs. The seller reserves the right to cancel this auction at any time for any reason. The following terms of sale apply to all of our online auctions. Payment methods: certified bank check, ank transfer, oney order, hird party financing. All funds must be in US dollars only. Please be sure to have full payment and/or approved financing in place before making your final bid. Call us for more information

By placing a bid/offer or by clicking the " BUY IT KNOW" button on EBay for this vehicle you are entering into a legal and binding contract to purchase the above-described vehicle. We reserve the right to cancel all existing bids and end the auction early should the item no longer be available for sale. The mileage on this vehicle can be slightly higher due to test drives.

Non-refundable deposit of $500.00 must be paid within 24 hours of the close of the auction. The remaining balance must be paid within 7 days. If the vehicle is not paid in 7 days the seller reserves the right to cancel the transaction and to retain the buyer's deposit.

Processing fee is $395 regardless of the state of residence. It is mandatory and non-negotiable. Processing fee covers administrative expenses of the auction: company administrative fee, eb design and auction designing, uction fees, etailing and final tune-up.Processing fee is not a part of final bid amount. We don't make exceptions for dealers. If you live in another state and you want to pick up your truck and drive it home, ou are more then welcome to do so. We can arrange airport pickup. It's a courtesy and provided at no additional cost to you. Call us if you have any questions.

WARRANTY INFORMATION

Buyer acknowledges and agrees that the Vehicle is being sold “AS IS” and “WITH ALL FAULTS” by Seller. Seller is not making any warranties, xpress or implied and SELLER EXPRESSLY EXCLUDES ANY AND ALL IMPLIED WARRANTIES, NCLUDING, UT NOT LIMITED TO, NY IMPLIED WARRANTIES OF MERCHANTABILITY, ITNESS FOR A PARTICULAR PURPOSE AND ALL OTHER WARRANTIES OF ANY NATURE. Seller expressly does not warrant the correctness of the odometer reading, year of manufacture, ake, odel, lass or style, rior use or condition of the Vehicle. Buyer acknowledges that prior to the sale, eller has provided to Buyer the opportunity to inspect the Vehicle or have it inspected by a mechanic of Buyer’s choosing at Buyer’s expense. By accepting delivery of the Vehicle Buyer agrees that the condition of the Vehicle is satisfactory and acceptable. Buyer agrees that any and all advertisements relating to the Vehicle are not warranties made by Seller and that they should not be relied upon by Buyer in making this purchase. Seller disclaims all liability for any mistakes, naccurate descriptions or other misstatements in its advertisements and Buyer agrees that Buyer’s opportunity to inspect the Vehicle allows Buyer to verify the accuracy of any advertisements before purchase. Vehicle history reports provided by third parties, uch as carfax.com and/or autocheck.com may not be current and/or accurate and Buyer relies on such reports at his or her own risk. Buyer understands and agrees that Seller’s managers, mployees, gents and/or representatives are NOT authorized to make verbal promises or representations relating in any way the Vehicle. Buyer agrees that unless such promises or representations have been reduced to writing as part of this Order, hat Buyer is not relying on such promises or representations in purchasing the Vehicle and Buyer waives the right to seek to enforce such promises or representations. Buyer acknowledges that the Vehicle being purchased was acquired by Seller through trade, public or private sale or at an auction under circumstances in which the prior owner’s registration and/or use of the Vehicle may not have been disclosed to Seller. Even if not designated on this Order, uyer acknowledges that the Vehicle being purchased may have been titled, registered or used as a (a) short term lease vehicle, b) taxicab; or (c) police vehicle. In addition, he Vehicle may be (a) rebuilt, ssembled from parts, r combined; (b) a kit car, lider kit, eplica vehicle; (c) a flood vehicle;(d)a not actual mileage vehicle and/or (f) a non-conforming vehicle as that term is defined under Chapter 681 of the Florida Statutes. It is Buyer’s sole obligation to independently verify the Vehicle’s prior use or designation prior to purchase, f these items are material to Buyer. Buyer expressly acknowledges that the Vehicle being purchased under this Order has been involved in a prior accident and that it has sustained damage as a result of such accident. The damage to the Vehicle may include damage that resulted in the Vehicle being deemed a total loss by an insurance company. The Vehicle's status as a total loss vehicle may or may not be reflected on the Vehicle's certificate of title and/or in the Vehicle's title history. Buyer does not rely on any statements from Seller relating to the severity of the accident or nature or quality of the repairs. Blown airbags were replaced with used or new airbags. Seller makes no representations or warranties relating in any way to the quality or nature of such repairs and whether such repairs could affect the safety or reliability of the Vehicle. Buyer's opportunity to inspect or to have the Vehicle inspected, s outlined above is specifically designed to allow Buyer to fully and completely assess the Vehicle prior to purchase. The purchase price for the Vehicle has been negotiated by the parties by taking into consideration the prior accident damage and the current condition of the Vehicle Seller makes no warranties, epresentation or assurances that the motor vehicle contains only original manufacturer installed or manufacturer rebuilt components, arts or accessories. In addition to other warranties made in this Order, uyer expressly warrants the following: (a) To the extent that Buyer seeks financing for the Vehicle, uyer warrants that all information contained on any credit application or other document submitted to Seller in order to obtain financing is true and accurate. Buyer acknowledges that the price of the vehicle is not effected by Buyer’s decision to finance the Vehicle or based upon the financial institution through which Buyer elects to finance the Vehicle. (b) To the extent that Buyer is trading in a vehicle (hereinafter “Trade”) as part of this transaction, uyer agrees to provide satisfactory title to such Trade. Buyer warrants that the Trade is free and clear of all liens and encumbrances, ther than those disclosed above. Buyer warrants that Buyer is the sole owner of the Trade and that Buyer has the right to assign title to the Trade to Seller.Buyer warrants that the Trade is in good operating condition and that it has not suffered accident or collision damage of which Buyer is aware. (c) Buyer warrants that Buyer has and will maintain full liability and comprehensive insurance coverage on the Vehicle.(d) Buyer warrants that this Order and any accompanying finance documents are complete and accurate at the time the Buyer signed them. (e) Buyer warrants that Buyer is over the age of 18, f sound mind, ot under the influence of any drugs or alcohol and is otherwise competent to enter into this transaction.In addition to all other rights and remedies available to Seller at law or in equity, eller has the following rights and remedies under this Order: (a) Reclamation. – Seller may enter into Buyer’s property and reclaim the Vehicle with or without notification to Buyer. Seller may also make a written demand on Seller to return the Vehicle and Buyer agrees to do so within 24 hours of such demand. (b) Disposition of Trade – Buyer agrees that immediately upon Buyer’s execution of this Order, eller may dispose of Buyer’s Trade in any commercially reasonable manner, ncluding the sale of the Trade to a third party, etail or wholesale. In the event that this Order is not completed for any reason or in the event that it is rescinded for any reason, eller agrees that Buyer may retain the proceeds of the sale of the Trade to offset its damages, f any. If Seller does not have any damages relating to rescission or failure of this Order to be completed, eller may retain any costs and reconditioning expenses relating to the sale plus a 15% commission on the sale from the sale proceeds. The remaining amount shall be delivered to Buyer in full satisfaction of any claims relating to the Trade. (c) In the event that Buyer pursues any claim for rescission of this transaction, eller shall have the right to set off against Buyer’s damages or to assert as an independent claim, claim for the reasonable value of Buyer’s use of the vehicle, ncluding depreciation and mileage of the Vehicle. If any term of this Order is held to be unconscionable or unenforceable, or any reason, y any court of competent jurisdiction, his Order shall be construed as if such clause were never a part of this Order and the balance of the terms of this Order shall be binding on the parties. The waiver or invalidity of any provision of this Order shall not effect the binding nature of the remaining provisions. No breach of this Order by Buyer shall be deemed waived unless such waiver is agreed to by Seller in writing. The parties agree that any modification of this Order must be made in writing and signed by the parties in order to be valid. Buyer agrees that if the Vehicle is to be shipped, hat shipping is Buyer’s responsibility. To the extent that Seller assists Buyer in arranging for shipping, uch arrangements are made as a courtesy to Buyer and do not create any liability or responsibility on the part of Seller. Buyer agrees that all risk of loss transfers to Buyer upon delivery of the Vehicle to Buyer’s carrier and Buyer appoints such carrier as Buyer’s agent for purposes of accepting delivery of the Vehicle. Buyer agrees that Buyer’s deposit /down payment on the Vehicle is non-refundable, nless otherwise agreed to in writing by Buyer and Seller. Buyer agrees that the Vehicle has been delivered to Buyer and Buyer accepts delivery of the Vehicle in Florida, t Seller’s principle place of business. If Buyer is shipping the Vehicle out of state, hen the person accepting delivery of the Vehicle for Buyer shall be deemed Buyer’s agent for accepting delivery of the Vehicle in Florida. This Order and the entire transaction between the parties shall be governed by Florida law. This Order supersedes any and all prior and contemporaneous verbal or written agreements, epresentations and/or understandings between Buyer and Seller. The terms, epresentations and conditions set forth in this Order, nd any applicable financing agreement, onstitute the entire agreement of the parties. The parties to this Arbitration Agreement hereby agree that any and all Claims (defined below) shall be decided through binding arbitration as provided for herein. For purposes of this Arbitration Agreement: Us/Our means Diamond Financial Enterprise, nc. d/b/a USA CARS and/or "Seller" (as identified in any accompanying Retail Installment Sales Contract), s well as their individual and/or collective parents, subsidiaries, ffiliates, redecessors and successors in interest, and agents, nd all of their officers, irectors and employees. Us/Our also includes any assignee or holder of the Retail Installment Sales Contract, ny finance company that extends credit to You as part of the Transaction or that acquires any interest in the Retail Installment Sales Contract after you execute it, s well as any third party alleged to be Our agent or to be acting on Our behalf. You/Your means the customer signing this agreement as well as anyone acquiring any interest in the vehicle that is part of this Transaction.Transaction means your purchase and/or financing of the vehicle from Us. Arbitration Agreement means this Arbitration AgreementClaim means any claim, ispute or controversy between you and us arising from or related to: 1) the Transaction; 2) any negotiations, isclosures and/or representations relating in any way to the Transaction, ncluding, ut not limited to any issues relating to the advertising of the vehicle or representations made prior to the Transaction; 3) the vehicle acquired as part of the Transaction, ncluding its condition, rior use or status; 4) Our efforts to collect any amounts due under the contract or as part of the Transaction; 5) Our recovery or attempted recovery of the vehicle; 6) the extension of any credit to You; 7) the terms and conditions of any Retail Installment Sales Contract or finance agreement relating to the vehicle; and 7) the validity, enforceability or scope of this Arbitration Agreement. For purposes of this Arbitration Agreement Claim has the broadest possible meaning. It includes claims of every kind and nature regardless of who initiates it. This Arbitration Agreement requires that all Claims be arbitrated before an arbitrator instead of litigated in court with a Judge and/or a jury. The Claim shall be arbitrated on an individual basis and not as a class action. This Agreement applies to all Claims, ven Claims that existed before you sign it. All Claims shall be resolved by arbitration in accordance with this Agreement. Either party may demand that a Claim be arbitrated and enforce the rights under this Agreement by obtaining a court order requiring that a Claim be decided through binding arbitration. In any arbitration under this Agreement, a single arbitrator shall decide the dispute. The arbitrator shall be a retired judge or an attorney that has been practicing law in Florida for at least 15 years. If the parties are not able to agree upon an arbitrator, hen either party may request that a court of competent jurisdiction appoint an arbitrator in accordance with the provisions of Florida's Arbitration Code. If there is to be an in person arbitration hearing, t shall take place in Pinellas County, lorida. The party initiating the arbitration shall pay any filing fee required to institute such a proceeding. Thereafter, ach party shall be responsible for half of the fees and expenses related to the arbitration. If one party cannot afford the arbitration fees, he other party may elect to pay the full amount of the arbitration fees and expenses. The arbitrator shall have the right to award arbitration costs if applicable law allows for such an award. Each party shall pay its own attorneys’, xperts' and witness fees, egardless of who prevails in the arbitration, nless the law gives a party the right to recover any of those fees from the other party. If the law allows for an award of such fees, hen the arbitrator may award them as permitted by such law. The Federal Arbitration Act (“FAA”) governs this Agreement, xcept for the provisions dealing with the appointment of an arbitrator which shall be completed in accordance with Florida's Arbitration Code. In rendering any decision relating to a Claim, he arbitrator shall apply all applicable substantive laws, ncluding statutes of limitation. Miscellaneous. This Agreement survives payment of all You owe under any related Retail Installment Sales Contract or financing agreement and this Agreement remains binding upon the You and US even if the Retial Installment Sales Contract or financing agreement is assigned to a third party. It also survives your bankruptcy. If a court or arbitrator deems any part of this Arbitration Agreement invalid or unenforceable for any reason, he invalid or unenforceable provision shall drop out of the Arbitration Agreement and the remaining parts of this Arbitration Agreement shall be enforceable despite such invalidity.

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